Moolala: Money Made Simple with Bruce Sellery

The Psychology of Scams: How Criminals Weaponize Your Emotions

Psychologist and Deloitte behavioural scientist Michelle Hilscher joins Bruce Sellery to explore the emotional mechanics behind financial scams. From manufactured urgency and false intimacy to overconfidence bias and the myth that education alone keeps you safe, Michelle breaks down why anyone, regardless of age, income, or savviness can fall victim. She also shares a practical framework for protecting yourself and having difficult conversations with loved ones you think may be at risk.

Connect with Michelle on LinkedIn.

The Truth About Money in Canada: Scams, FHSAs, Financial Advice & Awareness | Full Episode

In this episode of Moolala: Money Made Simple, Bruce Sellery explores the emotional and psychological tactics scammers use to manipulate their victims with psychologist and Deloitte behavioural scientist Michelle Hilscher. It’s all about unpacking why awareness alone isn't enough to protect you and what questions you should ask yourself before you click. Heather Scoffield, CEO of the Canadian Tax Observatory, shares eye-opening research on Canada's First Home Savings Account and who it's really benefiting. Rob Carrick discusses his new podcast The FinDustry, co-hosted with Shannon Lee Simmons, exploring the financial advisory industry from the inside. And certified financial planner Jackie Porter breaks down the difference between financial literacy and true financial awareness, including why understanding your cash flow and net worth could be the most powerful move you make for your financial future.

To find out more about the guests check out:

• Michelle Hilscher: LinkedIn
• Heather Scoffield: X | LinkedIn | Substack
• Rob Carrick: robcarrick.ca | Substack | LinkedIn | X
• Jackie Porter: askjackie.ca | Instagram | LinkedIn

Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple.

Find Bruce Sellery at Moolala.ca | X | Facebook | LinkedIn

Put Your Pet in Your Will: Guardianship, Cash Gifts, and Pet Trust Basics

Erin Bury, co-founder and CEO of Willful, shares why more Canadians are naming pet guardians and leaving money for their pets’ care. Bruce and Erin cover how pets are treated in Canada, what a cash gift or trust can look like, how to avoid family disputes by writing clear instructions, and practical details to document (vet info, meds, routines) so pets are cared for if something happens.

Find out more about Willful at willful.co and connect on Instagram, Facebook and LinkedIn. Connect with Erin on Instagram and LinkedIn.

Aging Parents & Caregiving Stress: How “Kindly” Is Changing Eldercare

Bruce speaks with Logan Gibson, founder and CEO of Kindly, about the growing reality of caregiving and the time and emotional load it puts on families. Logan explains how Kindly matches families with licensed social workers and provides navigation across planning and crisis moments, including legal/financial preparation, hospital transitions, and exploring home care and living options.

Find out more on kindly.ca and connect on LinkedIn.

Hope as a Money Strategy: Small Wins, Less Stress, and Better Financial Habits

Award-winning psychologist and author Dr. Robyne Hanley-Dafoe joins Bruce to break down the science of hope and why it’s different from optimism—especially when finances feel uncertain. They talk about hope as trust and agency (not an outcome), how small financial “wins” can reinforce healthier behaviors like saving, and why burnout and toxic positivity can block the spaciousness people need to move forward.

Find out more at drrobyne.ca and connect on Instagram, LinkedIn, and check out the Podcast.

Financial Planning in Canada: Hope, Aging Parents & Wills Explained | Full Episode

In this episode of Moolala: Money Made Simple, Bruce talks with award-winning psychologist and author Dr. Robyne Hanley-Dafoe to explore the surprising connection between hope and money, and why hope isn’t just optimism, but a practical strategy rooted in trust, agency, and small financial “wins.” Bruce also speaks with Logan Gibson, founder and CEO of Kindly, about how families can navigate aging and caregiving with better planning and support, from legal/financial prep to crisis transitions. Plus, Erin Bury, co-founder and CEO of Willful, explains how (and why) more Canadians are including pets in their wills, including pet guardianship and what a cash gift or trust for ongoing care can look like.

To find out more about the guests check out:

• Dr. Robyne Hanley-Dafoe: drrobyne.ca | Instagram | LinkedIn | Podcast
• Logan Gibson (Kindly) : kindly.ca | LinkedIn
• Erin Bury: Instagram | LinkedIn
• Willful: willful.co | Instagram | Facebook | LinkedIn

Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple.

Find Bruce Sellery at Moolala.ca | X | Facebook | LinkedIn

Household Debt in Canada Explained: Trends, Warning Signs & How to Get Out of Debt

Credit Canada credit counsellor Brandon Thonson joins Bruce Sellery to unpack the current state of household debt in Canada, where consumers now owe $1.77 for every dollar earned. Brandon shares what he's seeing on the front lines, from people using debt to service debt, to mortgage renewals jumping 15–20%, to a 39% increase in counselling requests at Credit Canada. He identifies the warning signs that debt is becoming unmanageable, explains what to expect during a credit counselling session, and outlines solutions, including debt consolidation programs, conversations with financial institutions, and Credit Canada's GOLD coaching program. A compassionate, no-judgment conversation about taking control of your finances.

Find out more at creditcanada.com and connect on Facebook, X, LinkedIn, Instagram, YouTube and TikTok.

Debt After Retirement: What Every Canadian Senior Needs to Know

Licensed insolvency trustee Joshua Harris, CEO of Harris & Partners, joins Bruce Sellery to break down what makes debt uniquely challenging for seniors in Canada. They discuss the realities of living on a fixed income from CPP and OAS, how ageism limits earning potential, and the critical difference between consumer proposals and bankruptcy filings. Joshua explains which assets are protected, including the fact that government pensions are non-garnishable, addresses common fears about losing your home, and shares what happens to debt when a person passes away. If you're a senior dealing with debt or love someone who is, this is essential listening.

Find out more at harrisandpartnersinc.com and connect on LinkedIn and Facebook.

Gender, Money & Longevity: What Every Woman Needs to Know Before It's Too Late

Award-winning Toronto Star journalist Moira Welsh joins Bruce Sellery to discuss her new book The Astonishing Lives of Older Women: How to Create Pleasure Over Peril in the Age of Peak Longevity. Moira shares powerful real-life stories of women in their 70s, 80s, and beyond who are struggling financially, from a woman who lived in her car for nine months to another who went from a yacht club lifestyle to a trailer park. They explore how divorce, the wage gap, and the motherhood penalty leave women vulnerable in later life, and discuss innovative solutions like communal living that are helping women regain stability, community, and hope.

Connect with Moira on Instagram, LinkedIn, X, and Bluesky.

Household Debt in Canada Explained: Trends, Warning Signs & How to Get Out of Debt | Full Episode

In this episode of Moolala: Money Made Simple, Bruce explores the intersection of money, gender, and aging with three expert guests. Award-winning Toronto Star journalist Moira Walsh shares powerful stories from her new book The Astonishing Lives of Older Women, revealing how divorce, the wage gap, and the motherhood penalty leave women financially vulnerable in their later years and how communal living is offering a lifeline. Then, licensed insolvency trustee Joshua Harris (CEO, Harris & Partners) breaks down the debt relief options available to seniors, including consumer proposals, bankruptcy filings, and what's actually protected from creditors. Finally, Credit Canada credit counsellor Brandon Thonson unpacks the state of Canadian household debt, now at $2.6 trillion, and shares the warning signs that it may be time to seek help. Whether you're planning for retirement or supporting someone who's struggling, this episode is packed with real talk and real solutions.

To find out more about the guests check out:

• Moira Walsh: Instagram | LinkedIn | X | Bluesky
• Joshua Harris: harrisandpartnersinc.com | LinkedIn | Facebook
• Brandon Thonson: creditcanada.com | Facebook | X | LinkedIn | Instagram | YouTube | TikTok

Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple.

Find Bruce Sellery at Moolala.ca | X | Facebook | LinkedIn