Moolala: Money Made Simple with Bruce Sellery

Moving Money from the US to Canada: Fees, Wires, and More

Vikki Brown lays out common cross-border scenarios (inheritances, property sales, pensions) and the simplest ways to transfer funds. They compare big bank cross-border setups with fintech tools like Wise, explain how FX fees are often built into rates, and cover large-transfer strategies like wiring to a Canadian USD account or using Norbert’s Gambit—plus what to consider around timing and possible tax complications.

Find out more at moderncents.ca and connect on LinkedIn and Instagram.

Common Debt Stories Credit Counsellors Hear (and How to Break the Cycle)

Credit Canada’s Himank Bhatia, certified Credit Counsellor and Financial Coach, discusses what debt looks like in real life right now: payday loan spirals, divorce-driven debt, sports betting debt, and higher-income households living in “fragile luxury.” He explains how fear and shame keep people stuck, why minimum payments create an interest trap, and how support and structured plans (including options to freeze interest) can help people get out of debt.

Check out Credit Canada on Instagram, Facebook, YouTube X, and TikTok.

The Emotional Journey of Selling Your Business: Identity, Grief, and “Now What?”

Jonathan Bennett shares what business owners often don’t anticipate: selling can feel like letting go of a big part of your identity. He talks about the grief-like emotional curve, what can go wrong when founders don’t fully “let go,” and why taking intentional time after a sale can help avoid rebound decisions and set up a healthier next chapter.

Connect with Jonathan on LinkedIn.

Credit Card Travel Insurance: What’s Covered (and What Isn’t)

Barry Choi explains why credit card travel insurance is never one-size-fits-all. Coverage can change based on your age, health, trip length, and even how you booked (including using points). They dig into where credit card insurance can be helpful, where it can be misleading, and why rental car coverage can have gaps, such as low coverage caps and no liability protection.

Connect with Barry on Instagram.

Credit Card Travel Insurance, Debt Traps & Moving Money to Canada: What You Need to Know | Full Episode

Planning a trip and counting on your credit card for travel insurance? Personal finance and travel expert Barry Choi breaks down what credit card travel insurance may cover (and where it can fall short), including key "it depends" factors like age, pre-existing conditions, how you paid (cash vs points), rental car coverage limits, and why standalone policies can be stronger. Then, executive advisor Jonathan Bennett from Clearly Then explores the emotional realities of selling a business: identity, grief, and how to prepare for the "now what?" after an exit. Next, Credit Canada’s certified credit counsellor and financial coach, Himank Bhatia, shares the most common debt stories he hears, from payday loan spirals and divorce-related debt to sports betting and the rising cost of living, and why shame and isolation can be the biggest obstacles to getting help. Finally, certified financial planner Vikki Brown from Modern Cents explains practical ways to move money from the US to Canada, compares banks vs. fintech options like Wise, and outlines what to watch for with exchange rates, fees, Norbert’s Gambit, and potential tax considerations.

To find out more about the guests check out:

• Barry Choi: Instagram
• Jonathan Bennett: LinkedIn
• Himank Bhatia: Instagram | Facebook | YouTube | X | TikTok
• Vikki Brown: moderncents.ca | LinkedIn | Instagram

Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple.

Find Bruce Sellery at Moolala.ca | X | Facebook | LinkedIn

Mortgage Delinquency Warning Signs & Why Household Debt Matters

Mortgage delinquency is often measured by payments that are 90 days overdue, but mortgages are usually the last debt people fall behind on. CMHC’s Aled ab Iorwerth explains the broader risks of Canada’s high household debt levels and the early indicators that financial stress may be building.

Connect on LinkedIn, YouTube, Instagram, X and Facebook.

Admin Nights: Turn Boring Life Tasks Into a Social Night

Unsubscribes, insurance hassles, forms, and passwords are a modern time-suck. Chris Colin explains the “admin night” idea, the simple rules that make it work, and how community and time-boxing can help people finally get those nagging tasks done.

Find out more at chriscolin.com and connect on Bluesky and Instagram

AI Tax Mistakes: Why Chatbots Get Tax Answers Wrong

The promise of AI is fast answers, but tax rules are personal and easy to misapply. Anita Balakrishnan shares what accountants are seeing, the types of errors that show up most often, and why complex situations still need a real professional double-check.

Find out more at thelogic.co and connect with Anita on LinkedIn.

SimpleFile & Auto-Filing Taxes in Canada

Canada’s filing system is largely voluntary, but millions of Canadians still do not file each year. Jennifer Robson explains how auto-filing could work, who it is designed to help first, and why filing is often the “gateway” to benefits like GST credits, child benefits, and other supports.

Connect with Jennifer on LinkedIn and Bluesky.

Auto-Filing Taxes in Canada, AI Tax Mistakes & Mortgage Debt Warning Signs | Full Episode

AI tools can be helpful, but when it comes to taxes, they can also be confidently wrong. In this episode of Moolala: Money Made Simple, Bruce Sellery talks with Jennifer Robson, Associate Professor, Carleton University, about the federal government’s SimpleFile initiative and how automatic tax filing could help more Canadians file returns and unlock benefits. Then Anita Balakrishnan, Reporter at The Logic, breaks down why accountants are increasingly seeing AI-generated tax mistakes and what to watch for before relying on tools like ChatGPT. For a lighter take on grown-up chores, Chris Colin, Journalist at the Wall Street Journal, explains how hosting an “admin night” can make boring tasks less painful. Finally, Aled ab Iorwerth, Deputy Chief Economist at CMHC, shares key context on mortgage delinquencies and the early warning signs that a household may be heading into financial distress.

To find out more about the guests check out:

• Jennifer Robson – Associate Professor, Carleton University: LinkedIn | Bluesky
• Anita Balakrishnan – Reporter, The Logic: thelogic.co | LinkedIn
• Chris Colin – Journalist (Wall Street Journal contributor): chriscolin.com | Bluesky | Instagram
• Aled ab Iorwerth – Deputy Chief Economist, CMHC: LinkedIn | YouTube | Instagram | X | Facebook

Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple.

Find Bruce Sellery at Moolala.ca | X | Facebook | LinkedIn