Moolala: Money Made Simple with Bruce Sellery

Driver's Ed for Money: Teaching Kids Smart Financial Habits Early

Karen Holland, founder of Gifting Sense, introduces Spending Ed: Driver's Ed for Money, a practical kit designed to help kids ages 10–15 build lifelong money habits before bad ones take hold. Using the familiar framework of a learner's permit, Karen walks through mindful spending tools, trade-off exercises, and back-to-school budgeting strategies that parents can use without any personal finance expertise.

Find out more at giftingsense.org, connect on Instagram, and check out School’s Out. Time for Spending Ed: Driver’s Ed for Money!.

Division of Labour: How Real Couples Split Work, Kids & the Household in 2026

Financial journalist Alicia Adamczyk from The Purse shares insights from her ongoing Division of Labour series, which profiles real couples and how they navigate the daily split of childcare, household tasks, and finances. From stay-at-home dads to same-sex couples rewriting the rulebook, Alicia explores how gender norms still shape, and sometimes limit, the choices couples make at home.

Find out more at thepurse.co and connect on Instagram, and TikTok.

The Ambition Penalty: How Corporate Culture Pushes Ambitious Women Out

Author Stefanie O'Connell joins Bruce to unpack her data-driven book The Ambition Penalty, revealing how workplace culture tells women to lean in, then penalizes them for doing exactly that. From biased performance reviews to salary negotiation backlash and the "paradox of meritocracy," Stefanie explains why the problem isn't women's ambition, but the environments responding to it differently based on gender.

Find out more at tooambitious.substack and connect on Instagram, Threads, TikTok, LinkedIn, and check out The Ambition Penalty.

Women, Work & Money: Ambition, Household Equality and Raising Financially Smart Kids | Full Episode

Why do ambitious women keep getting penalized at work even in 2026? In this episode of Moolala: Money Made Simple, host Bruce Sellery sits down with author Stefanie O'Connell to dig into her data-driven book The Ambition Penalty, which reveals how corporate culture tells women to step up and then pushes them back down through biased performance reviews, salary negotiation backlash, and the "paradox of meritocracy." Then, financial journalist Alicia Adamczyk from The Purse shares real-couple stories from her Division of Labour series, exploring how household responsibilities are (or aren't) being shared equally. Finally, Karen Holland, founder of Gifting Sense, walks us through Spending Ed: Driver's Ed for Money,  a practical kit designed to give kids the money skills they need before they need them most.

To find out more about the guests check out:

• Stefanie O’Connell: Instagram | Threads | TikTok | LinkedIn | Substack | The Ambition Penalty
• Alicia Adamczyk: thepurse.co | Instagram | TikTok
• Karen Holland: giftingsense.org | School’s Out. Time for Spending Ed: Driver’s Ed for Money! | Instagram

Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple.

Find Bruce Sellery at Moolala.ca | X | Facebook | LinkedIn

A Tax Credit That Could Help 10 Million Canadians Save for Retirement at Work

Nearly 10 million Canadians have no access to a workplace retirement plan and the problem is most severe at small and mid-sized employers. Alex Mazer, co-founder and CEO of Commonwealth, joins Bruce to make the case for a Small Employer Retirement Plan Tax Credit: a federal incentive that could reduce the cost of setting up a group retirement plan by roughly 40% over three years, including up to $1,000 per employee in matching contribution credits. It's a policy proposal that could help close Canada's retirement savings gap and it may just appeal to politicians across the spectrum.

Find out more at commonwealthretirement.com and connect on LinkedIn.

The Rise of the Permanent Renter — What Canada's Housing Crisis Really Means for Your Wealth

For decades, buying a home was seen as the cornerstone of financial security in Canada. But with Toronto and Vancouver homes priced at 10 to 12 times the average family income, more Canadians are renting well into their 30s and 40s not by choice, but by necessity. Senior Desjardins economist Kari Norman discusses her recent study on the rise of the permanent renter, exploring the data behind affordability, the trade-offs between renting and owning, the lack of family-sized rental housing in major cities, and what a 27-year-old saving today should really be thinking about.

Connect with Kari on LinkedIn. Connect with Desjardins on LinkedIn, Instagram, and Facebook. Check out the study here Economics Study and Economics Study Registration.

How to Tell If Your Finfluencer Is Actually Trustworthy — Introducing the Influencer Safety Score

Financial influencers are everywhere on TikTok, Instagram, and LinkedIn but how do you know if the advice they're sharing is accurate, unbiased, and actually right for your financial situation? Zainab Williams, founder and CEO of Fund Evolve, joins Bruce to walk through her Influencer Safety Score, an AI-powered tool that analyzes financial videos for red flags like sponsored bias, factual inaccuracies, and suitability gaps. Think of it as a food label for your financial content which helps you consume smarter and stay anchored to your true financial picture.

Find out more at fundevolve.com and connect on Instagram.

What to Do With Your Crypto — Tax Rules Every Canadian Investor Needs to Know

With crypto prices swinging wildly, many Canadians are sitting on gains or losses and aren't sure what to do next. Certified financial planner Jason Heath of Objective Financial Partners and Objective Tax and Accounting breaks down exactly how the CRA treats cryptocurrency: when profits are taxed as capital gains versus business income, how switching between coins triggers a taxable event, what to do with a capital loss, and why the lack of T-slips makes crypto reporting more complicated than most people expect. Whether you bought Bitcoin on a dip or mined your way to a windfall, Jason has the tax clarity you need.

Find out more at objectivefinancialpartners.com and connect on X, Facebook, and Instagram.

Crypto Taxes, Finfluencers & the Future of Wealth Building in Canada | Full Episode

In this episode of Moolala: Money Made Simple, host Bruce Sellery tackles four pressing personal finance topics for Canadians. Certified financial planner Jason Heath breaks down the tax implications of cryptocurrency, including capital gains and losses, the risks of business income classification, and the importance of proper CRA reporting. Zainab Williams, founder of Fund Evolve, introduces her Influencer Safety Score, an AI-powered tool that helps Canadians evaluate the credibility and personal suitability of financial advice found on TikTok, Instagram, and beyond. Senior Desjardins economist Kari Norman explores the rise of the permanent renter in Canada, examining affordability data, wealth-building trade-offs, and why cities like Toronto and Vancouver are pushing more people to rent for the long term. Finally, Alex Mazer, co-founder and CEO of Commonwealth, makes the case for a Small Employer Retirement Plan Tax Credit which is a policy proposal designed to help the nearly 10 million Canadians who currently have no access to a workplace retirement plan.

To find out more about the guests check out:

• Jason Heath: objectivefinancialpartners.com | X | Facebook | Instagram
• Zainab Williams: fundevolve.com | Instagram
• Kari Norman: LinkedIn (Kari) | LinkedIn | Instagram | Facebook | Economics Study | Economics Study Registration
• Alex Mazer: commonwealthretirement.com | LinkedIn

Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple.

Find Bruce Sellery at Moolala.ca | X | Facebook | LinkedIn

Protecting Your Disabled Child's Financial Future: A Guide to RDSPs & Henson Trusts

Carol Willes, Director of Estate Planning at BMO Private Wealth, offers essential guidance for families navigating the financial complexities of caring for a child with a disability. She breaks down the Registered Disability Savings Plan (RDSP), a tax-sheltered account eligible for up to $70,000 in government grants, and explains when and why a Henson Trust is the right tool for passing on an inheritance without disqualifying a child from provincial benefits. Carol also shares a cautionary real-life story about a well-intentioned estate plan that went wrong, and what every parent in this situation needs to know before it's too late.

Connect with Carol on LinkedIn.